IMPORTANT DISCLOSURE
Tax treatment. References to tax-advantaged or income-tax-free access refer to policy loans and withdrawals under current federal tax law, on a properly structured life insurance policy that is not a modified endowment contract (MEC) and that remains in force. Loans and withdrawals reduce the policy's cash value and death benefit; excessive loans, or a lapse or surrender, may result in taxable income and loss of coverage. Tax laws may change. This is not tax or legal advice; consult your own qualified advisors regarding your specific situation.
Defined Benefit Life® is a life insurance strategy and policy-management platform, powered by the InForza™ Policy Management System, used with universal life or indexed universal insurance policies. It is not itself an insurance product, does not issue policies, and does not guarantee any credited rate, policy performance, or future income amount. The platform helps manage a policy toward a chosen target; it does not guarantee that any target income, value, or result will be achieved.
Guarantees, including any lifetime income and death benefit provisions, are subject to the terms of the underlying policy and the claims-paying ability and financial strength of the issuing insurance company. Any values, projections, or dashboard figures shown are hypothetical illustrations based on assumptions and are not guarantees of future results; actual results will vary.
Life insurance is not suitable for everyone and should be evaluated in light of your individual needs, time horizon, and ability to fund the policy as planned.
Insurance professionals offering Defined Benefit Life® are independent and are not affiliated with, employed by, agents of Wealth2k, Inc. The independent agent offering Defined Benefit Life is solely responsible for the advice, recommendations, and services he or she provides and acts independently of Wealth2k, Inc.
Defined Benefit Life® is a registered trademark of Wealth2k, Inc.
